Don't Let Generosity Create Financial Dependency

TL;DR:
Financial dependency in world missions occurs when churches or leaders come to rely on a continual stream of outside funding. What begins as generous help can weaken local initiative, ownership, and long-term sustainability. Wise giving focuses on empowerment, not maintenance. As a general principle, external funding should “prime the pump” rather than become the permanent source for daily expenses or salaries. Bottom line: Generosity without discernment can harm the very people it seeks to help. Four books are recommended for further reading.

Christians from different cultures working together to provide water for a community garden
Wise mission giving empowers local initiative and long-term sustainability.

Mission Briefing: Ideas That Affect World Mission Outreach Today

The word dependency is often associated with addiction. Sadly, it is also used to label a problem bedeviling some world evangelism efforts. That problem can develop when well-meaning attempts to aid a congregation or leader in another country create an expectation of continuing foreign funding. Recipients may begin to believe that additional foreign money is essential for fulfilling God's plan for the church. Such financial dependency can sap spiritual vitality, stifle local initiative, and slow the fulfillment of the Great Commission.

More on Christ's Great Commission

That's a tragic irony, isn't it? Christians in wealthier parts of the world want to share in Kingdom work in less affluent areas. As a result, they may provide substantial funding for projects and ministries in distant places. However, providing money without adequate local consultation and planning can be comparable to trying to help baby birds out of their shells or butterflies out of their cocoons. Such “help” may be counterproductive and can wind up hurting rather than helping.

Here are ten reasons why allowing financial dependency to develop is unhealthy in global missions:

  1. Dependency on a continual stream of foreign money for churches and other projects may indicate that a system has been established that is not locally sustainable. That approach to church development is not infinitely reproducible because each new church requires additional foreign funding.
  2. Dependency can lull aid recipients into thinking that Kingdom outreach depends on the generosity of overseas benefactors.
  3. Members of churches dependent on foreign benefactors may miss out on the joy of giving sacrificially and living by faith in God's provision.
  4. Knowing that a congregation is supported by foreign money can diminish the church's credibility in the eyes of the local community.
  5. Dependency can create a sense of entitlement: the more aid is given, the more it may be expected and solicited.
  6. Dependency sometimes leads those with access to foreign money to think of themselves as powerful rather than as servants of those they are trying to lead.
  7. Dependency can provoke jealousy among those who do not receive assistance, weakening the sense of community that should characterize networks of local churches and believers.
  8. Though it seems paradoxical, dependency has even caused resentment toward or disdain for foreign benefactors, who never seem to be giving enough.
  9. Dependency allows foreign benefactors to have undue influence over vision, goal-setting, and decision-making in churches where they have only a superficial understanding of the context and cultural dynamics.
  10. Dependency can increase opportunities and temptations for the misuse or embezzlement of funds.

For these and other reasons, depending on a pipeline of foreign money to finance local ministries can create stagnation rather than sustain or increase momentum. It may stifle initiative rather than stimulate it and weaken churches rather than galvanize them into action.

So, is giving financial help always bad? No. But it must be done wisely and with careful discernment. Few people deliberately set out to create dependency. It is often an unintended consequence. As a general principle, external funding should not become the permanent source for everyday local expenses such as pastors' salaries, living expenses, building rent, or utilities. To borrow an analogy from the American frontier, external funding should prime the pump rather than subsidize ongoing operations indefinitely.

All Christ's followers are called to give. Believers are called to help the less fortunate. However, we must do it judiciously and strategically so that we help rather than hurt.

Reflection Questions

  1. What negative consequences can financial dependency create in global missions?
  2. What are some potential positive outcomes of supporting world missions financially with wisdom and foresight?
  3. How can the creation of financial dependency hamper the fulfillment of the Great Commission?
  4. How can undue influence by foreign benefactors affect the vision, goals, and decisions of local churches?
  5. How can churches and organizations ensure that foreign money is used wisely and strategically so that financial dependency is avoided?

— Howard Culbertson, hculbert@snu.edu

This article on a key issue in world missions outreach is one of 20 articles in the “Mission Briefing” series published in Engage magazine.

Further Thoughts: Six Problems Financial Dependency Causes

Financial dependency in world missions can cause the following problems:

These problems can be reduced or avoided by:

  1. Using a sustainable funding strategy.
  2. Prioritizing local empowerment, entrepreneurship, and ownership.
  3. Holding everyone accountable.
  4. Insisting on transparency in handling finances.

Acrostic: Dependency

Like acrostics? Here are more of them.

How Can We Avoid or Overcome Dependency?

Here are four helpful books on avoiding or overcoming dependency:

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